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Coronavirus-(COVID 19)- Our Stance 

ABTA Travel Sure arrange travel insurance underwritten by AXA Insurance UK plc, which includes cover for medical claims due to Coronavirus* while travelling as long as you are not travelling against FCO or medical advice, terms & conditions apply.

Policies will not cover any cancellation due to government restriction on travel due to Coronavirus* or any future pandemic (for example the FCO advising against all travel or all but essential travel to your destination or your flights being cancelled).

Our policies include cover for cancellation should you fall ill with Coronavirus* and are unable to travel or required to self isolate, this will be subject to medical certification or an official test result. Also, cover for curtailment due to the death of a close relative due to Coronavirus*

All ABTA Travel Sure policies continue to benefit from all other cover including but not limited to Emergency Medical Costs, Scheduled Airline and End Supplier Failure, Baggage including Gadget and Passports, Personal Accident and Liability.

Some scenarios detailing how your policy covers you during a pandemic are shown below.
woman_in_venice

Coronavirus-(COVID 19)- Our Stance 

ABTA Travel Sure arrange travel insurance underwritten by AXA Insurance UK plc, which includes cover for medical claims due to Coronavirus* while travelling as long as you are not travelling against FCO or medical advice, terms & conditions apply.

Policies will not cover any cancellation due to government restriction on travel due to Coronavirus* or any future pandemic (for example the FCO advising against all travel or all but essential travel to your destination or your flights being cancelled).

Our policies include cover for cancellation should you fall ill with Coronavirus* and are unable to travel or required to self isolate, this will be subject to medical certification or an official test result. Also, cover for curtailment due to the death of a close relative due to Coronavirus*

All ABTA Travel Sure policies continue to benefit from all other cover including but not limited to Emergency Medical Costs, Scheduled Airline and End Supplier Failure, Baggage including Gadget and Passports, Personal Accident and Liability.

Some scenarios detailing how your policy covers you during a pandemic are shown below.
  


              You are covered for:
Scenario Cover Stance Relevant Exclusions
You fall ill with COVID-19 (or other Pandemic illness) abroad requiring medical treatment abroad  Covered as standard  No cover if travelling against government, FCO,or medical advice
You fall ill with COVID-19 (or other Pandemic illness) abroad and need to be repatriated to the UK   Covered as standard No cover if travelling against government, FCO, or medical advice
You fall ill with COVID-19 (or other Pandemic illness) abroad and you need to extend your stay, incurring additional costs   Covered as standard No cover if travelling against government, FCO, or medical advice
You fall ill with COVID-19 (or other Pandemic illness) at home and cannot travel  Covered as standard Subject to medical certification / test result. There is no cover if symptoms or diagnosis occurred prior to your policy purchase
You show symptoms of COVID-19 whilst on your trip and must self isolate in your accommodation. You would like to claim for any cancelled excursions.

Covered as standard No cover if travelling against government, FCO, or medical advice
You or a household member has to self isolate at home and cannot travel  Covered as standard Subject to medical certification / test result. There is no cover if you were requested to isolate prior to your policy purchase
You have been denied boarding at the airport due to detected symptoms of COVID-19 

Covered as standard  There is no cover if symptoms or diagnosis occurred prior to your policy purchase
No travel restrictions exist at time of purchasing your insurance or booking your holiday. Government or FCO restrictions are later introduced due to a non-pandemic illness stopping you from travelling

Covered as standard
No travel restrictions exist at time of purchasing your insurance or /booking your holiday. Government or FCO restrictions are later introduced in relation to a non-pandemic illness requiring you to quarantine upon arrival (or upon return home) and you no longer wish to travel Covered as standard
You are due to stay with family. A family member who you are due to stay with has to self isolate due to pandemic illness. You wish to cancel the trip as you no longer have anywhere to stay Covered as standard Subject to medical certification / test result
Your trip needs to be cut short as a close relative has passed away from COVID-19 Covered as standard  There is no cover if your relative was already hospitalised before you left on your trip
Your airline goes into administration due to the pandemic

Covered as standard
Your travel provider (other than an airline) goes into administration due to the pandemic

Covered as standard
                       You are not covered for:           
Scenario Cover Stance Relevant Exclusions
Current government or other regulatory authority restrictions due to a pandemic were already in place at time of purchasing your insurance or booking holiday and restrictions remain in place at time of departure preventing you from travelling No cover There is no cover for circumstances known to you at the point of purchase
Current government or other regulatory authority restrictions due to a pandemic were in place at time of departure and you chose to ignore this advice and travelled No cover There is no cover under your policy if you travel against FCO or other government advice
Current government or other regulatory authority restrictions are removed but are later reinstated due to COVID-19 pandemic (or other Pandemic illness) and prevent you from travelling No cover Your policy does not cover cancellation due to a pandemic
No government restrictions are in place at time of purchasing insurance/booking holiday. A new pandemic is declared and government restrictions are put in place and prevent you from travelling No cover Your policy does not cover cancellation due to a pandemic
Current government or other regulatory authority restrictions due to a pandemic that do not restrict you from travelling to your destination but require you to be quarantined on return from your trip. You no longer wish to travel and want to cancel your holiday No cover Your policy does not cover cancellation due to a pandemic or disinclination to travel
You are due to travel but hear that there are a number of cases of a pandemic illness near where you are staying. You no longer wish to travel and want to cancel your holiday No cover Disinclination to travel is not covered
Your holiday has been cancelled due to a pandemic and your provider is only offering you a voucher rather than a refund No cover Your policy only covers irrevocable losses. Please note that in most cases you should have a legal right to a refund

For the full limits of cover for your chosen policy please refer to your schedule of cover. Terms and Conditions apply.
* Coronavirus (COVID-19), severe acute respiratory syndrome coronavirus (SARS-COV-2) or other Pandemic Illness.
** If travelling against government (ie FCO) or medical advice.
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Be prepared and in the know!

Check our tips and advice section for help planning and staying safe on holiday.

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Need help with the medical side of things?

Buying travel insurance when you have an existing medical condition(s) is painless with ABTA. Our advanced online medical screening enables you to declare your condition(s) quickly and confidentially without having to call.

Designed for ABTA, for you

  • Up to £10 million per person medical cover
  • Up to £10,000 per person cancellation cover
  • 24/7 emergency helplines
  • Over 120 sports and activities covered as standard
  • Cruise cover is covered as standard
  • Easy online medical screening process

  

Download our full policy document

Download to see the full policy details of our Travel Sure policy.